The Questionable Morals and Values of the United States...

During the institution and emerging years of the United States of America to present, we have witnessed some questionable acts committed by the United States. Now days the United States condemn and prosecute nations that get involved in these kinds of tyrannous practices; practices that lead the United States to become the superpower nation today. Often times American people act like if the United States had the ultimate word when it comes to morals and principles. We will go back in time to talk about the massacre and displacement of millions of Natives Americans along with the semi-extinction of their lifestyle and heritage. It is also important to look at the indentured servitude slavery to which the African people were subject to.†¦show more content†¦According to the Oxford Dictionary value is â€Å"a person‘s principles or standards of behavior; one’s judgment of what is important in life: they internalize their parents rules and values.† We grow up under the impression that our parents and country are perfect and that they never did anything wrong. Our parents taught us the principle of accepting our mistakes; so that we could learn from them and never commit them again. We are used to seeing scenarios where kids are prompted by their parents to apologize to another kid for petty mistakes. It is common to relate our childhood to this scenario; we can always picture the parents standing behind the child with their arms crossed and their piercing eyes analyzing every one of the child’s words and moves. Now the kids grow and watch in disbelief how governments operate with double standards and how society turns a blind eye pretending that nothing wrong is happening. Are children the only ones that should be forced to apologize and make changes in behavior? Someone once said that values start at home. Since the United States of America is the home of our society shouldn’t society values start with American government actions? The United States of America has stepped into the role of world leader; setting the example for other countries to live by. Since the United States sets the example for other countries to live by shouldn’t the United States actions also reflect theShow MoreRelatedEthics and Social Responsibility Essay1738 Words   |  7 Pagesdoes not necessarily cover the morality of many controversial issues, moral reflection ought to be performed on any action, regardless of its lawfulness. The growing power of business in today’s society has enabled businesses to significantly impact the world. Hence, business ethics is highly relevant as it could determine whether businesses contribute or cause harm to the society at large. Using ethical theories to guide moral reflection, business ethics can help businesses avoid scandalous conductRead MoreCyber Warfare Is The New Warfare Domain1528 Words   |  7 Pages During times of war, the United States should preemptively attack the opposing country using their cyber warfare capabilities. II. Explanation of thesis and short summary. Cyber warfare is the new warfare domain. Understanding how to morally utilize the newfound capabilities will assist the United States to maintain military dominance as well as mitigate possible immoral tragedies. Cyber warfare and war envelops a vast array of topics available for discussion. Therefore, the topics of interestRead MoreQualities And Values That Made Jeff Skilling An Effective Leader1568 Words   |  7 PagesA few traits and values that made Jeff Skilling an effective leader were charisma, intelligence, and inspiration. Although there were many more traits and values that helped Skilling to be an effective leader, it is these three that I believe contributed the most to his effectiveness as the CEO and leader of Enron. One of the single most important traits to possess in order to be an effective leader is charisma. Jeff Skilling exuding charisma and was able to convince the media, shareholders, employeesRead MoreA World Without Morality By Sezlyn Petersen Essay982 Words   |  4 PagesA World without Morality by Sezlyn Petersen In this paper, I will discuss Error Theory Nihilism and it’s relation to Moral Abolitionism. According to Richard T. Garner, the world would be a better place if we abolished morality by eradicating all objective moral truths. This means that the morals and values I’ve heard all throughout my life would become non-existent, and suggests that people should live their life without identifying things as right and wrong. However, this way of thinking isRead MoreTerrorist Interrogation1556 Words   |  7 PagesDaughters think that torture should, at the very least, be on the table as a possible option. They also think that we should treat the ‘detainees’ the same way that they treat our American soldiers when they are held as prisoners. American Daughter states, â€Å"Those prisoners who had their â€Å"rights† violated did not care about the rights of the American soldiers they murdered.† A summary of the Democratic Congressional leadership’s position on the issue: The Congress has the opportunity to passRead MoreArgument Analysis Paper. Currently, The World Is In Disagreement1338 Words   |  6 PagesArgument Analysis Paper Currently, the world is in disagreement over tensions in the Middle East. A divided country of the Syrian government and rebels has caused horrific acts. Acts that the president of the United States deemed necessary for military retaliation. That has sparked the debate on if it was not only justified but ethical to launch tomahawk missiles into war-torn parts of Syria. In an article on the Huffington Post, Dr. Helen Ouyang argues that it was justified and that military interventionRead More Plato Contrasted with Confucius Essay1245 Words   |  5 Pagessocial reform and alteration displayed in the teachings and writings of both of these men, examine a movement from societies viewed as chaotic and barbaric toward societies consisting of gentleman, practicing prescribed values, morals, and actions. Confucius and Plato both emphasized a moral conduct that went above and beyond the socially accepted norms of their times. Despite the concentration on these factors in Chinese and Grecian cultures, the progress attempted by both of these philosophers was notRead MoreStrategies for Change672 Words   |  3 PagesCase Study – Ethics are moral principles or beliefs about what is right or wrong and guide individuals in their dealings with other, within groups (stakeholders), and provide a basis for deciding whether a particular decision or behavior is right or proper. Go online to this site and report on one case of corporate fraud the government reported. Then write at least 350 words on the case and the ethics violations you see took place within the company you chose: http://www.irs.gov/uac/Compliance--Enforcement-News Read MoreThe Effects of Proper and Improper Business Ethics1351 Words   |  6 Pagesbusiness practices have been thrown into the spotlight as a vital area with which companies need to improve on. Proper business ethics are vital for economic growth and progress as well as facilitating a productive and morally correct society. The United States has recently suffered large economic declines, the most significant of which occurred in 2001 and 2008. As the questions are asked and some answers given, the picture of big business not caring about the middle class individual is painted forRead MoreAssisted Suicide Is Not Common For All Areas Throughout The United States890 Words   |  4 Pagesdone to relieve that pain? What if the only option to rid the pain from the patient is death? No one knows how that feels until it happens to them, that is why assisted suicide is used. Assisted suicide is a practice throughout most of the United States that terminates the lives of dying patients. This process is when patients are in agonizing pain that is too overwhelming to bear; therefore they beg physicians to end their lives. Physicians have the ability to end a patient’s life by withholding

Corporate Social Responsibility Versus Profit Maximization

Corporate Social Responsibility versus Profit Maximization Introduction Nowadays, many large multinational corporations which occupy increasing shares in the market and high statues in the society are usually powerful in having both positive and negative effects on the public to a great extent. As a consequence, today, the concept of Corporate Social Responsibilities (CSR) draws much more public attention. Social responsibility goes beyond profit making and social obligation. CSR is a business intention focusing on minimizing the harmful effects and maximizing the benefit for the society (Mohr, Webb and Harris, 2001, p. 47). According to the Triple Bottom Line Concept of Elkington (1997), a company should be responsible for its social,†¦show more content†¦The reason is that the only way for managers to be social responsible is to use the company’s resources in doing the right things which should be the activities intended to rise profits as long as it remains within the rules of competition. However, social responsible activities are reg arded as deception or fraud, which may, by contrast, destroy the commercial order of the society. (2) Views supporting that CSR Makes Profit. Mellahi, Frynas and Finlay (2005, p.107) state that a company should not only regard maximizing profit for shareholders as their single goal, but also satisfies all its stakeholders’ aspirations. Michael E., from Harvard Business School, presented his point of view against Friedman’s principle. Porter promotes his â€Å"shared value† concept, which involves â€Å"creating economic value also creates value for society by learning its needs and challenges† (M. E. Porter, M. R. Kramer, 2011). The same as the â€Å"triple bottom line principle† mentioned above, shared value is not a new idea addressing the opinion that â€Å"companies can do well by doing good†. However, the strategy needs the ability to discourse and solve the societal issues which includes natural-resource exhaustion, pollution, needs of the poor and public health. Today, more and more companies follow the business strategies fitting the shared-value model. (Lohr. 2011) Based on the sharedShow MoreRelatedShareholder Wealth Maximization And Corporate Social Responsibility Theories1955 Words   |  8 PagesGlobalization From The Viewpoints Of Shareholder Wealth maximization And Corporate Social Responsibility Theories â€Å"Sell a stock rather than try to change the company’s policy.† Introduction Are the goals of globalization, the primary driving force for international economic and financial development, best supported by the paradigms of shareholder wealth maximization or do they match the ideas of corporate social welfare as exemplified by Catholic social teaching? Globalization in the modern day is impactingRead MoreIntro to Corporate Finance Chap. 12238 Words   |  9 Pages†¢Chapter 1 INTRODUCTION TO CORPORATE FINANCE GOAL Today, corporate finance managers must make decision in a much more coordinated manner and generally has direct responsibilities for a control process. Because there are financial implications in virtually all segments of business, she/he must have sufficient knowledge of finance to work these implications into the area. At the end of this chapter, you should be able to: †¢Read MoreDoes Business Have Any Social Responsibility?1538 Words   |  7 Pagestopic I choose was â€Å"Does business have any social responsibility (over and above turning a profit) and if it does what should such a responsibility amount to?†. I feel as though profits are a huge part of what a business should focus on, it should not be the only thing. I learned in one of my business classes that a corporation acts as a fictitious person. It bears the responsibility of any all decisions, good and bad. The benefit of a corporation versus sole proprietorship is that the businessRead MoreCorporate Greed1375 Words   |  6 PagesCorporate greed, by definition, is when a company chooses to place significance on increasing profits in a way that harms employees, consumers and the environment. It occurs when making money becomes the only goal, and the other company’s social responsibility is ignored. There is some debate with companies over whether they are bein g greedy versus looking for the best business practice. How can one tell if a company’s practice is defined as corporate greed or if the company is just working toRead MoreBelief and Support of Human Capital: Case Study Analysis of Whole Foods1242 Words   |  5 PagesRobert Kreitner and Angelo Kinicki, and the company’s primary mission directives, Whole Foods goal is for upper management to share the responsibility with their frontline managers in the development of a successful work environment (Kreitner Kinicki, 2013, p. 30). Whole foods promotes their employee teams to be self-directed and take initiative and responsibility for operating together for the benefit of their entire business organization. To this end John Mackey, Cofounder and Co-CEO of WholeRead MoreCorporate Social Responsibility By Porter And Kramer Essay1216 Words   |  5 Pageswhile addressing social problems. This concept of management strategy was expressed in the â€Å"Creating Shared V alue† article by Porter and Kramer. Shared value is not just an aspect of a company’s growth strategy or general business operations. It is well integrated in the way a company operates along with what their goals are as an organization. The value created for a company’s targeted end user also has some sort of social impact which benefits their company purpose. Creating social impact is a companyRead MoreShareholder Value14482 Words   |  58 PagesThe purpose of the corporation: Shareholder-value maximization? Finance Working Paper N °. 95/2005 Revised version: February 2006 Petra Joerg Institut fà ¼r Finanzmanagement, Università ¤t Bern Claudio Loderer Institut fà ¼r Finanzmanagement, Università ¤t Bern Lukas Roth The Pennsylvania State University Urs Waelchli Institut fà ¼r Finanzmanagement, Università ¤t Bern  © Petra Joerg, Claudio Loderer, Lukas Roth and Urs Waelchli 2006. All rights reserved. Short sections of text, not toRead MoreManagerial Economics - Final Example3219 Words   |  13 Pagesconsistent with economically rational behavior? Answer 2: The airline’s lobbying for government regulation in regards to carry-on luggage parameters is consistent with economically rational behavior. The soundness in the argument lies in implicit versus explicit contracts. If one of the airlines was able to convince its rivals to adopt the same travel restrictions a non-binding implicit agreement would exist within the airlines. A single airline could decide to not to adhere to their mutual agreementRead MorePollution Is A Business Problem1724 Words   |  7 Pages chemical exposures, climate change, and ultraviolet radiation† which are all by-products of the pollution caused by businesses. Corporate Social Responsibility Debate The Corporate Social Responsibility Debate argues that corporations have a responsibility beyond maximizing shareholder profits. CSR considers the environmental, social, and economic responsibilities of the business. Therefore, the CSR Debate is incredibly important when talking about pollution and its relation to business. It allowsRead MoreNorthampton Group Inc. – Case Study Analyses: How to Increase Shareholder Value5325 Words   |  22 PagesNorthampton Group Inc. – Case Study Analyses: How to increase shareholder value Nicole Arends, Jenny Feng, Laura Tromp amp; Zilha Wever FHTMS University of Aruba Mr. Don Taylor Corporate Finance FTS 2415 March 26, 2013 Introduction This Corporate Finance paper focuses on analyzing the challenges that Northampton Group Inc. (NGI) is facing as it tries to increase shareholder value. In the case study it is stated by the firm’s major shareholders, that they believe

Crm Assignment free essay sample

Introduction Student banking is an important aspect of banks and students because it provides a suite of financial, educational and social engagement services that collectively help students to better understand banking and how to smartly interact with finances. In this regard, FNB should attract, acquire, satisfy and retain students because they represent future profitability if successful relationships are created. However for this to be done, the bank needs to successfully market itself to this target segment by giving them reasons to bank with FNB, offer incentives to students and offering value added benefits that best satisfies the students’ needs. It is imperative that FNB create a sense of trust and commitment by tailoring products and services that are affordable, more customer focused; that help develop the next generation by giving them much needed financial skills. Trust may stimulate students to try new or available products and services thereby being loyal and growing together with the bank if satisfied. We will write a custom essay sample on Crm Assignment or any similar topic specifically for you Do Not WasteYour Time HIRE WRITER Only 13.90 / page This helps to build a relationship between FNB and students. A successful relationship between students and FNB is important in the migration of the target market from their life start accounts to other accounts after completion of tertiary education and joining the corporate world. Further, timing and communication channels, as well as core value-chain aspects will be discussed. The strategy will also focus on the importance of service delivery, securing of customer focus, and building customer relationships. Timing and communication channels As markets expand and competition and communication channels increase, FNB will need to be able to keep track of current market trends and developments. FNB can use various direct communication tools and can map their current channel partners. With this knowledge they can identify the rising stars, i. e. the students as well as their general market and allow these markets to approach them pro-actively. Lead Generation is not a new part of the process, but it has a new approach. With FNB’s data knowledge and direct communication tools they will be able to select the most effective way of expanding this student target group. Conversion rates on leads have a higher conversion success rate than cold contacts because the prospect is pre-qualified, before you ever receive the lead (Linea-directa solutions, n. d. ). FNB should train and motivate their sales team, and provide them with intelligent tools that will make the process easier, and these teams should have constant support from top management. They should assist and guide their sales team at every stage of the sales process from profiling and qualifying the leads to closing the deals; from invitations to events, to developing and maintaining the customer relationship. Precise targeting will enable them to find their most positive leads and the best customers for upsell and cross-sell. With detailed reporting and improved market insight FNB can continuously improve their products and services to suit the needs of the student market. This data will not only support sales but it will also build the size and quality of their database. FNB can also acquire smaller banks to increase their general market share, and they could also have that acquisition specifically aimed and directed to handle the student market. It’s definately more expensive to attract a new customer than it is to keep an existing one. This is why appropriate investment in FNB’s existing clients is so crucial, so that they can hold onto their current clients and build new ones at the same time, allowing their business to continually expand (Linea-directa solutions, n. d. ). If they keep existing clients happy and satisfied, positive word-of-mouth will flow attracting new customers. FNB’s communication programs should be aimed at getting maximum response through different communication channels, such as postal, web, email, elephone and now growing and very effective trends such as mobile and social media. These new trends work especially well with the student markets as they are actively involved in social networking sites. This will get FNB great coverage and interaction with this market. But these trends require accurate targeting and engaging content. In their dialogues and promotional communications materials FNB should focus on how they can best motivate their individual customer and call for their action. They should live up to their ‘How can we help you’ slogan, and really get down to helping when customers require the assistance. In today’s relationship marketing it is no more enough to track the experiences of your customers and learn about them. It is about enriching every interaction you have with your customers by welcome calls, helpdesk, customer service setup support, complete customer care, complaint handling, win-back programs. FNB should also try to engage their student market with educational yet fun and interactive games and problem-solving through social media sites and mobile applications. The student market is generally prone to participate in fun and rewarding competitions. FNB could attract the student market by teaming up with ‘party’ events and night clubs that will allow students discounts on entrance fee as well as drinks. This would be an effective way to communicate with this market and really grab their attention. The 6 core value chain aspects will now be discussed: Acquisition In terms of acquisition, CRM strategies should assist a bank to target customers based on the ‘value’ they bring to the organization, now and throughout the life of the customer. This will enable the bank to identify, target and capture new customers (Russ, 2006). Thus, FNB needs to ensure that their value propositions have traction with the right market segments, in this case the student or graduate market. Clearly, customer insight and strategy are the core differentiators for the bank. Therefore, the banks people, applications, systems and processes must support these strategies to get the right products and services to the right customer. FNB needs to offer the correct portfolio of products and services that’s at east as broad and of high quality as those of their competitors, to attract new customers as well as retain existing customers in both the general and student markets. According to Russ (2006), by doing this, a bank can safeguard the lifelong profit potential of these student markets. These markets represent the untapped revenue streams that can fuel a bank’s growth. Students are individuals who have very low income or no income at all; hence the purchasing behavior of students would vary to that of a businessman. In the banking world, choosing the right bank for the student can be difficult due to the numerous different types of accounts available. Thus, In-depth research needs to be done. Most students will make decision after obtaining various information such as: 1. Interest rate of the bank. Interest rate is basically a rate that the bank will pay the student on any of his saving accounts. This is represented in a percentage form and is dependent on the type of account one holds. Student in this case will try and open an account that will give them a higher interest rate. 2. Overdraft and loans

Case Study Of Collin’s ATM System Samples †MyAssignmenthelp.com

Question: Discuss about the Case Study Of Collins ATM System. Answer: Introduction The business information system is described as a system that integrates information technology components, people and overall business functions. The business information system helps to bring information technology components and business functions together to establish effective interaction among the components to provide organizational growth (Kharchenko Chynchenko, 2013). The effectiveness of business information system in this report is discussed in this report with reference to a case study. The chosen case study is Collins ATM system. The description of Collins ATM system through system vision document is provided in this report. The purpose of this report is to analyse the given cases study using business information system approach. The outline of this report is system vision document, resources required, stakeholder map and risks of the project. The system vision document consists of problem description, proposed outcome, system capabilities and business benefits. System Vision Document: Problem Description The problem descriptions of Collins ATM Bank are given as follows. There are different kinds of consumers who want easy access to banking system and services such as deposit or withdrawal, from any part of the world. This service is provided by a system called ATM which is used commonly in todays scenario (Kamal et al., 2015). ATM is commonly used for withdrawal, mini statements and balance checking for an individual account reducing the human effort. Hence, Collins ATM Bank requires an ATM system to facilitate their customers by providing easy banking activities. The Collins ATM Bank requires the ATM to have a card reader for reading ATM cards. The other requirements are a cash dispenser, a display, a printing feature to print details of transaction and to deposit cash/cheques a chute feature is required. Proposed Outcome The proposed outcome of Collins ATM system is the key requirements, the company needs. The key requirements of the Collins ATM system are as follows. The first is to assist one customer at a single time. The second is recognition of card by the corresponding bank. The third is to verify the entered pin. The fourth is to select the type of account; customer has (Montefusco et al., 2016). The fifth is to select the type of transaction such as withdrawal, deposit, transfer, checking account balance or printing mini statements. The sixth is to generate report after transaction and facilitate the corresponding bank to provide regular updates to identify the flow of cash from a corresponding bank. System Capabilities The system capabilities of ATM system are various and hence, the ATM system is the most common one for every banking industry. The capabilities are as follows. The ATM system provides benefit of doing transaction 24/7 hours (Ahmad, Rifen Wahab, 2016). The human effort is reduced which is the most beneficial capability of this system. The bank customers leverage convenience to use this system without the need of going to bank. This system requires small place to install and hence more convenient in farther and remote areas where customers have to travel to the bank (De Gramatica et al., 2015). The ATM system provides new notes rather than the soiled ones to the customer. This system minimizes the hassle in transaction process to provide a quick and fast transaction. The ATM system provides paperless process until and unless customers need a paper receipt or mini statement. The ATM system is beneficial for making customers daily work easy. However, this system too comes with some major issues and their as follows. There are issue with ATM card that it can be cloned for fraud activities. There are some cases regarding fake ATM systems. The ATM operates on a network and hence if the ATM is out of service then no transaction process can occur (Patriarca, 2016). There is no guarantee that ATM system will have cash when a customer needs. The shortage of amount is handled by the bank if no amount of cash is left in the system. Business Benefits The above paragraph shows the system capabilities of ATM system which is beneficial for the business growth of a bank such as Collins ATM Bank (Ball et al., 2017). Therefore, the below points shows the benefits of ATM system provide for organizational growth. There is an increase in foot traffic which will provide an opportunity to convert potential customers into leads. The increased sales in combination with foot traffic will provide major benefits to the bank. The card fess is reduced which provides saving of money for banks. The surcharge revenue is added revenue that goes to bank when customers do transactions. The customer retention is another benefit for business which provides new leads. Resources Required The resources for the ATM system are of various kinds of activities that the system offers such as transaction, insertion of pin number, screen and other activities (De Gramatica et al., 2015). The resources required as per the need of Collins ATM system requirements along with some additional resources are given below. Card Reader- The card reader is an essential requirement for the system. The card reader is used to read the various kinds of cards to access its information (Onyesolu Okpala, 2017). The various kinds of cards are processed by the card reader to get information and proceed according to the action provided by the card holder. The card is swiped in the system to be accessed by the card reader. Display Screen- The display screen is similar to a television or computer screen where information or menus are shown to the customers (Mandari Koloseni, 2016). The steps for transaction process whether it is withdrawal or deposit, both are shown in the screen to facilitate the process for the customer. The most widely used display screens are CRT or LCD screen. Keypad- The keypad in the system provides insertion of details such as personal identification number (pin) of the card or amount of cash whether for depositing or withdrawal. The keypad generally consists of 48 keys (Verma, 2014). The pin number in the system is entered in an encrypted form through keypad to prevent any fraud activities. The keypad comes with this feature of encryption which is used only for pin number details. Speaker- The speaker in the system provides information when any error occurs or any wrong key is pressed against the activity shown in the display screen. Printers- The printers are used only for the purpose of printing receipts of transactions, mini statements and balance enquiry (Sharma et al., 2017). The receipt provides information regarding the transaction occurred. An example is, a receipt for withdrawal generally contains date and time of transaction, account number (in encrypted format), amount withdrawn and total balance. Stakeholder Map There are three major stakeholders related to ATM system and they are are primary, secondary and tertiary. The primary stakeholders are the customers who do transaction using the ATM system. The banks are considered as secondary stakeholder because bank act as a platform through which transaction occurs. The tertiary stakeholders are manufacturer of ATM system who deals with the different kinds of issues related with ATM system (Kavitha, 2015). These stakeholders have large number of advantages and limitations regarding the ATM system. The benefits are using ATM for regular transactions at high speed and technical errors are reduced through this system. This benefit is related to customers who are responsible for using the ATM for transaction. The benefit for secondary customer is that they can easily get extra amount of cash as interest from several customers when they do transaction. The easy and fast transaction is an essential part of generating revenue for banks. The customers w ill also likely to suggest it to other customers and recommend to the banks to build more ATM systems. Risks of the project The risks of the project to implement ATM system are various. The major issues are fraud related to currency, attacks related to physical and logical types of attack. These three are the major and common attacks that may occur and there is a need to prevent these attacks (Kavitha, 2015). The security of ATM system consists of three major areas and they are currency protection, different types of logical security and physical security. The below paragraph describe the fraud related to cards and currencies. There are many frauds nowadays related to cards and currency. The attack occurs on cards and currency where the details of cards and cash are stole by the attackers. These details are then misused for fraud activities of withdrawal (Martins, Oliveira Popovi?, 2014). The type of attacks in ATM occurs are skimming, fishing of cards and currency tapping which are common nowadays. The stealing of card and currency details affects the customers badly resulting in financial loss for customers as well as banks. Conclusion The above discussions conclude that a business information system is a necessary part for an organization before starting of any project. The report shows the analysis of business information systems through a case study of an ATM system. The development of ATM system is thoroughly analysed to provide an overview of the effectiveness of the business information system. The system vision document briefly describes the aspects of ATM system that will be required to develop the system. The report focuses on how ATM system can be built with the provided resources, associate stakeholders and considered risks to prevent. Therefore, it can be concluded that system vision document with reference to business information system provides an overview of any project. References Ahmad, N., Rifen, A. A. M., Wahab, M. H. A. (2016, November). AES Cardless Automatic Teller Machine (ATM) Biometric Security System Design Using FPGA Implementation. InIOP Conference Series: Materials Science and Engineering(Vol. 160, No. 1, p. 012113). IOP Publishing. Ball, M., Swaroop, P., Barnhart, C., Yan, C., Hansen, M., Kang, L., ... Vaze, V. (2017). Service level expectation setting for air traffic flow management: Practical challenges and benefits assessment. InUSA/Europe Air Traffic Management Research Development Seminar, Seattle, WA. De Gramatica, M., Labunets, K., Massacci, F., Paci, F., Tedeschi, A. (2015, March). The role of catalogues of threats and security controls in security risk assessment: an empirical study with ATM professionals. InInternational Working Conference on Requirements Engineering: Foundation for Software Quality(pp. 98-114). Springer, Cham. Kamal, A. M., Chowdhury, K. A. A., Chy, M. M., Shill, L. K., Chowdhury, S., Chy, M. A. H., Habib, M. Z. (2015). Evaluation of anthelmintic activity of seeds of Sesamumindicum L. and fruits of Capsicum frutescens L.Journal of Pharmacognosy and Phytochemistry,3(6), 256-259. Kavitha, K. (2015). Mobile Banking Supervising System-Issues, Challenges and Suggestions to improve Mobile Banking Services.Advances in Computer Science: an International Journal,4(4), 65-67. Kharchenko, V., Chynchenko, Y. (2013). Integrated risk picture methodology for air traffic management in Europe.Pro?eedings of the National Aviation University, (1), 15-20. Mandari, H., Koloseni, D. (2016). Biometric Authentication in Financial Institutions: The intention of Banks to Adopt Biometric Powered ATM.Advances in Computer Science: an International Journal,5(4), 9-17. Montefusco, P., Casar, R., Stelkens-Kobsch, T. H., Koelle, R. (2016). Addressing security in the ATM environment. Onyesolu, M. O., Okpala, A. C. (2017). Improving Security Using a Three-Tier Authentication for Automated Teller Machine (ATM).International Journal of Computer Network and Information Security,9(10), 50. Sharma, S. P. G., Nayak, P. S., Siddarth, V., Santhosh, K., Shilpa, S. G. (2017). Blind Friendly ATM Software System. Verma, K. (2014). Measuring Customer Satisfaction Towards ATM Services-A Comparative Study of Union Bank of India and Yes Bank.Abhinav National Monthly Referred Journal of Research in Commerce and Management,3(7), 33-38.